July 2012 – A good month – a few sucesses and progress is being made £16,120 PAID OFF!

Jul 30

I am in a lucky position in some ways. As I mentioned in my original post, my parents are currently covering the rent that I should be paying to them. My dad is wonderful with money; he was the one that put me on to this site years ago. He has sorted my parents finances out no end but unfortunately they are steadily falling back into uncomfortable territory because of me.

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Paying safely on the internet

Jul 30

Is it just me who is concerned about making payments online anymore? There have been many new cases of fraud regarding online payments these days. The internet has opened new doors for all sorts of business and I sometimes feel like there are people out there looking at my details that I shouldn’t really be letting!

I worry about online payments and wonder how safe they really are. For payments on the Internet to be reliable and safe, several measures are required. A fast internet speed, for one, is important as it allows for the use of secure and reliable encryption protocols, which protect against data breaches and theft of sensitive financial information. Making sure you have good speed test results is a good way to keep your payments safe. A fast internet connection could also reduce the risk of technical glitches and other errors that could compromise the security of online payments. That said, there are other aspects to online payments as well.

These days, companies are able to reach more and more clients thanks to search engines and online shops and they can promote their products and services on third-party websites and social networks. I’ve just got a feeling that the internet has also made it possible for fraudsters to find more victims. Many clients don’t feel safe when paying online with their credit cards since they have heard of new cases of fraud so many times already. In this post, I’m just looking at the best ways that we can make payments online to keep our money secure.

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Is it worth applying for a 0% Credit Card? (Part 2 of 2)

Jul 27

A 0% credit card essentially means that you are not charged any interest on your purchases for a defined period of time. How long that time period is depends on the credit card company and the deal on offer. Whether getting a 0% credit card is worthwhile or not depends on your unique situation, what you want it for and how well organised you are when it comes to handling money and debt. Done correctly, 0% credit cards can actually save you money. However, if they are used incorrectly, you can land yourself in debt for a number of years.

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How my Dad’s early retirement impacted the WHOLE family

Jul 19

When I was 22, my father, who was a high-ranking officer in the Navy, retired. He didn’t discuss it with my mom, nor did he inform me or my sister, Sarah. And you might wonder, why should he? After all, it’s his life, right? But that’s the thing about families – one person’s actions can affect everyone else, whether they intend it or not. I ended up taking a job at the college, my mom had to work extra hours, and so did Sarah.

But things have changed since then. I’m in a much better place financially now, and I’ve come to realize the importance of early retirement planning. Life is unpredictable, and anyone’s source of income can be disrupted. No one wants to find themselves in a situation like ours. So, I’d like to share some valuable tips with all of you, my readers, to help you secure your financial future.

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Saving money… To buy followers?

Jul 16

My site has been going for around six months, I have 439 Facebook followers and I don’t do twitter yet (I don’t get it).

Social media is a tricky thing, There are services out there like buyinstagramfollowers.co.uk and buyfollowerstwitter.co.uk that offer clever ways of boosting your social profile, but to get there we will have to save a little more first.

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