Whether a Fresher or a returning veteran, saving money is vital to any student’s life while at university, and if you’re currently a student, the last thing you want to do is become one of those Freshers who spend their entire term’s loan in the first month!

We all like something new to do and if you can do it without spending anything, then so much the better. In my search for a way to while away an evening while my other half watched one of the endless games of football that seem to dominate the TV schedules these days – at least it seems the case in our house – I discovered that you can now play casino games for free on the internet.

When embarking on home renovations, or if you simply have work that needs to be done around the home, you may need to get some help in to get the job done. Alternatively if you are a handyman yourself then you might want to invest in some STIHL power tools and do the work yourself.

If you would prefer to get someone in to do it, finding the right person is a must, so that you are not wasting your money, and will be happy with the work that they do. There are some things to think about before hiring someone to come into your life and assist you with the task. Here are some tips to think about with hiring a good contractor.

If you earn £30,000 a year and have a good credit rating, then you could borrow between three and five times that amount from responsible mortgage lenders. However, how clued up are you when it comes to saving for a mortgage? Do you know how much you need to save in order to put down a deposit? I’m going to throw a more frightening question at you – do you know how much you will have actually paid back at the end of your mortgage?

Clothes are a massive part of our life, and some people continue to fill their wardrobes even when they do not need any more items. However, as times become harder, and people are searching for new ways to make money, selling these clothes may be ideal. You will be amazed how appealing your clothes may be to other people.