To live well in retirement you will have to depend on how skillfully you plan and invest, and whether you make good use of tax-advantaged savings plans. To avoid failing your plans risk assessment will have to be on the top of your “to do” list. First, estimate how much you will need and remember, too, that your health care expenses are likely to go up in retirement, especially if you retired prior to being eligible for healthcare and must purchase insurance on your own. Figure out how you’ll meet those expenses. There are three main sources of retirement income: social security, pensions and annuities, and your savings. Start by determining your estimated social security benefits. Will you have enough to retire? Add in any annual payouts you expect from an annuity or company pension. If it’s not enough, it’s time to think about where the extra money will come from.

The commercial scene is incredibly competitive. In order to grow, your business needs to not only turn a profit, but to make more than your peers. In the wake of the financial crisis, it’s no longer enough to simply do well; now, you have to prosper.

Gold is typically considered a safe investment, but did you know that the precious metal actually falls into a higher tax bracket?

It’s the worst nightmare of a company – one of their products is found to be faulty in a dangerous or even deadly way. One small mistake in the factory can lead to food products that make people sick, machinery with hazardous glitches, and other products that can endanger the life and limb of your customers. When a product recall needs to be done it can be a very tricky situation. How can your company admit the mistake, recall the products and reassure panicked customers during this crisis?

Moving into the fall season, warmer clothes are an imminent necessity. If you have a family, that need expands. The total can quickly rise when you consider that everyone in the house needs long pants, jackets, hats…etc. Most people just get startled by the tall order placed upon them. Don’t let this happen ever again. Equip yourself with the knowledge to ensure that you don’t overspend on weather-appropriate clothing. Here are a few helpful ways to save money on your new wardrobe for the fall season.