UK Pensions Savings – INFOGRAPHIC

May 11

How much are you saving towards your pension and how does that compare with the rest of the UK? Find out which area saves the most, which area saves nothing at all and get a full regional and gender breakdown through this infographic to get a better understanding of which areas are truly ready for retirement. It’s never too late to make some personal positive changes to your approach to retirement saving. Infographic supplied by personal pension provider, True Potential Investor: 

Read More

How to organise your finances for Retirement

Nov 03

While there has been less focus on the failure of British citizens to save in the wake of the recent economic recovery, there remains a considerable lack of proportion between national earnings and disposable income levels.

Read More

What does retirement saving risk mean to you!?

Oct 30

To live well in retirement you will have to depend on how skillfully you plan and invest, and whether you make good use of tax-advantaged savings plans. To avoid failing your plans risk assessment will have to be on the top of your “to do” list. First, estimate how much you will need and remember, too, that your health care expenses are likely to go up in retirement, especially if you retired prior to being eligible for healthcare and must purchase insurance on your own. Figure out how you’ll meet those expenses. There are three main sources of retirement income: social security, pensions and annuities, and your savings. Start by determining your estimated social security benefits. Will you have enough to retire? Add in any annual payouts you expect from an annuity or company pension. If it’s not enough, it’s time to think about where the extra money will come from.

Read More

What changes will businesses need to implement to accommodate the governments new pension law?

Aug 24

One of the big talking points amongst modern business owners is pension auto enrolment and the repercussions the new legislation may have for the everyday running of their business. When it’ll be phased in, what measures will need to be in place and if it’ll lead to spiralling costs are all high on the agenda as people urgently seek advice.

Read More