With advances in technology, banking has never been easier. From being able to access your account information from the comfort of your own home to making payments from a mobile device on-the-go, the internet has helped massively to make managing money simpler.

A small business is generally defined as one that employs up to 49 people, though the majority of such businesses in the UK are much smaller. In fact many operate as sole traders and do not have any employees. The Department of Business, Innovation and Skills estimated that, at the beginning of 2012, there were 4.8 million businesses in the country, with 99 per cent of them being classified as small.

All too often, homeowners put off decorating because they don’t believe they can afford it. With the right approach however, decorating the home needn’t be excessively expensive and with a little thought, a tight budget can go a long way in making any home look fresh and new.

Shopping for flat roof insurance is frustrating for many homeowners because so many home insurers either don’t offer or limit the cover.

Poor credit doesn’t mean you’ve lost your chance to flourish forever. It does make it hard to find a credit card with decent terms or to take out a loan, though. Luckily for you, these problems are common among Americans, so there exist many ways to help build your credit back and start having the same financial privileges you once had.