Are you looking to buy a used van but don’t want to risk being ripped off? Here are some top tips on buying the best used van.

It is fairly common knowledge that when many of us hit retirement age we will not be getting much in the way of a state pension, so it is important to begin saving and planning for the future as early as possible.

Students who had to take loans to be able to go to university usually have to return the money they have borrowed. Like in any other loan-related situation, there is no mercy and the conditions are the ones that you agreed to when you signed the contract. However, you could try asking for different conditions if your financial situation deteriorates.

When referring to a mortgage on a residential property, a high-ratio mortgage is one in which the borrower borrows more than 80 percent of the real estate security.  In the case of a self-employed borrower, generally those mortgages in which the amount loaned is more than 75 percent of the real estate security are considered to be high-ratio.  Put another way, if your down payment is less than 20 percent of the purchase price (or appraised valuation) of the property, you are considered to be seeking a high-ratio mortgage.

As much as money is the bane of most people’s existence, you need money to survive. Money keeps a roof over your head, it keeps food on the table, it pays the bills, and it keeps clothes on your back.