Friends, right? You can’t live with them, and you can’t live without them. Until you live with them. Then all kinds of crazy clichés get maimed amidst a horrible storm of uncertainty. Sharing a house when you struggle with your own finances – like most students – can be a terrifying prospect, but ultimately, if you’re planning on, or are already living with friends, there are few things that you might need to know. You know, if you want to stay sane and everything.

The tendency of students spending every dime that comes their way is largely to blame for the present many economies face. This is because; the life of the average student is careless-financially. Even then, there are a number of things students can do to avoid financial blunders. If you’re looking for finance tips for postgraduate studies, such as MBAs, you may wish to take a look this source, which can help you figure out how to go about paying for this further study.

The largest consumer body in the UK, Which?, does annual comparisons across a range of market sectors, from utilities providers to electronics. It also covers insurance, and this year it has identified the best home insurance providers on the market for UK customers. So, if you are looking to get the best buildings and contents cover available on the home insurance market, here is a rundown of the top 5 Which? Recommended Insurance Providers, and why they are considered to be the best:

Car insurance is vital for every driver, and you will need to understand the different policies, and how they can help you in the event of an accident. Motor insurance remains the largest class of non–life insurance at almost €1,333m (43% of all non–life business).  Many drivers choose to take out no claims bonus policies, which are far cheaper than other alternatives (http://www.iif.ie/LinkClick.aspx?fileticket=qPJ6tGGoYd0%3d&tabid=89&language=en-GB).

For most people, a big part of keeping the household finances in balance is managing credit and debt.  The use of standard credit products, like credit cards and loans, makes many aspects of life a bit easier, allowing us to borrow to buy essentials like a new washing machine, or earn cash back when doing the grocery shopping on credit cards.  Balance transfer deals on credit cards can also allow you to manage debt cost effectively, by moving expensive debts onto products with a cheaper interest rate.