Why Green Insurance Matters

You may have heard that there is now ‘greener’, more ethical car insurance available. Some consumers believe that green insurance is simply a ploy by bandwagon-jumping corporations to charge a higher rate for their fees.

Others believe that the term applies to a company that takes internal steps to save energy, recycle, and take other steps inside their facility that companies today should indeed all be taking. The fact is, however, that these statements do not accurately describe what green insurance is or how it is truly beneficial to the environment.

Your Carbon Footprint

You may have used a handy online calculator to estimate your own carbon emissions at some point. Many of your day’s activities will generate carbon emissions, and these emissions effectively serve to pollute the atmosphere and contribute to global warming.

Our everyday activities contribute to carbon emissions and the subsequent environmental impact. There’s a carbon footprint associated with most of what we use, for example, our home heating systems. However, advancements in technology and the use of cleaner fuels can mitigate this impact. Switching to more sustainable options, like opting for the services of a propane provider like Sunshine Energy for our home heating, can significantly reduce the carbon emissions associated with this activity.

Individuals need to recognize that while it’s challenging to eliminate every single carbon-emitting activity from our lives, making informed decisions about the products and services we use can collectively contribute to a more sustainable future. Whether it’s through heating choices, transportation decisions, or consumption habits, each action taken to reduce carbon emissions is a step toward a healthier planet.

Offsetting Your Carbon Emissions

The fact is that green insurance helps you to erase the impact of your carbon emissions with an offsetting program. After a year of being insured with the company, it will offset up to one tonne of your emissions at no cost to you. This is a considerable benefit to the environment, and it can help you to sleep easier at night knowing that you are making a difference in the world.

A ‘Green’ Company

Clearly, there is a benefit to you and the environment when you choose to purchase green insurance over its traditional counterpart. Green insurance plays a pivotal role in creating a green company, offering financial protection against unforeseen environmental risks. Pollution through everyday activities is common, and this allows you to erase some of the pollution you cause. This, however, is not an invitation to be as pollutive as you want. If you truly want to be a green company, then you should also make eco-friendly choices such as switching to smart lighting with the help of LED lighting installers, using solar and natural gas for energy requirements, investing in electric vehicles, and so on.

Furthermore, this has the added benefit of possibly reducing your insurance premiums. The more effort you take as a company in minimising your carbon footprint, the less risk there is of you polluting the environment, and consequently a lesser need to offset it. This includes, as stated above, implementing eco-friendly technologies, reducing energy consumption, and even managing noise issues by automating environmental compliance reporting.

There is an additional benefit to buying green insurance, though. This insurance policy is available to you through a company that truly does care about the environment. It strives to promote a healthier environment by funding local environmental initiatives that can have a great impact on the world we live in. Your premium is helping to fund these projects.

Every driver has the choice to purchase green insurance and give back to the environment in some way. Many believe, however, that this cover is too expensive for their budget, but it actually is priced affordably for most people. You simply have to get a quote today to learn more about how affordable it truly is to buy insurance that you can feel good about.