Shopping Wisely for Car Insurance

Dec 17

Car insurance is fast becoming a major yearly expense, and prices are going up considerably for women, so it really does pay to shop around when looking for it. There can be hundreds and even thousands of pounds difference between quotes, so finding the right one is definitely worth the time it takes.

Where to Look

You never know where you’re going to find the best quote, so it makes sense to cast your net as widely as possible. The more places you look and sites you visit, the more likely you are to save money, so don’t be lazy. The comparison sites are a good place to start, because they’ll give you loads of quotes in a few minutes. What you have to bear in mind is that you’ll get a few different insurers on each comparison site, so don’t just use one of them. There will also be insurers who aren’t on these sites either, so you’ll have to go directly to them. Always search on the internet; it’s cheaper than getting a quote over the phone, often by around 10% or more. It’s also a lot quicker.

Which Quote is Best?

When you’re actually looking at the quotes you’ve been given, it’s really important to find out what you’re getting for your money. Legal cover for instance is absolutely essential, but the price you see might not include that, so factor it in to your calculations. Similarly, free breakdown cover often comes with policies, so you should find out how much you’d pay for cover by itself, and whether it makes one policy better than another.

Insurance is there for when the worst happens, which means that you need to be sure that in an accident, your insurer is going to give you good service. This could mean that you’re willing to pay a little more for an insurer that you know has a great reputation. If you’re looking for car insurance Northern Ireland, then broker Autoline could be a good place to start, as they have relationships with a panel of some of the world’s largest and best insurers.