Car Accident Settlement

May 16

Car Accident Settlement

More than six million vehicle accidents happen every year in the US. Fortunately, a majority of these accidents only involve vehicular damage. However, 1 in 3 of these accidents includes personal injury to the driver or other road users. Of this number, 2 out of 10 accidents result in fatal injuries.

If you are involved in a traffic accident and end up sustaining personal injury and property damage due to another driver’s distracted or aggressive driving, you may file a personal injury lawsuit against the responsible driver for compensation. The law requires every driver to drive carefully not to cause harm to other road users. But if they breach this duty, and as a result, you are injured, then they may have to compensate you for the losses.

However, you should note that although the other driver is at fault, you won’t be dealing directly with them when trying to settle your claim for injury and damage. Instead, you will be working with their insurance company. That’s why it’s essential to collect information while you are still at the accident scene. Some of the critical details to obtain include the other driver’s contact information, their insurance company, as well as the contacts of any witness and law enforcement officers at the scene of the accident.

You may also want to take photographs of anything and everything in the accident scenes. You can do this with your cell phone. Take pictures of the vehicles’ location, areas of physical damage on the cars and the license plates of each car. Photographs of the road, tire marks, and the environs can also come in handy in your car crash settlement.

Since you will be dealing with the other driver’s insurance company, it’s important to note that they won’t be on your side. The insurance company is in it for profits, and paying you does not do anything to enhance their goal. So, often, they will either try to pay you less than you deserve or refuse to pay you altogether, claiming that you were equally or fully at fault. Sometimes, the insurance company may argue that you have not provided enough documentation to support your lawsuit.

Since you are not trained for these types of encounters, you may find this to be frustrating. However, by providing sufficient information and documentation, you are more likely to get a substantial settlement from the company. If you are unsure about how to go about the process, it might be a good idea to bring in an experienced lawyer who will take care of the legwork for you. Road accident lawyers will also deal with the insurance company and their lawyers so you won’t have to. A lawyer removes the hard work from the process and allows you to focus on what’s important – getting better. They will also enhance your chances of getting maximum compensation for your injury and damages.

If you are filing a lawsuit for property damage only, you may collect vehicle damage, personal property damage, car rental and any out of pocket expenses you incur. If you are injured, you may be entitled to compensation for medical expenses, lost wages, and mental and physical pain and suffering arising from the crash.