How to begin your own pot of gold

Jul 22

How to begin your own pot of gold

It is fairly common knowledge that when many of us hit retirement age we will not be getting much in the way of a state pension, so it is important to begin saving and planning for the future as early as possible.

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What if You Can’t Afford Your Student Loan Payment

Jul 21

What if You Can’t Afford Your Student Loan Payment

Students who had to take loans to be able to go to university usually have to return the money they have borrowed. Like in any other loan-related situation, there is no mercy and the conditions are the ones that you agreed to when you signed the contract. However, you could try asking for different conditions if your financial situation deteriorates.

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What is a high ratio mortgage?

Jul 18

What is a high ratio mortgage?

When referring to a mortgage on a residential property, a high-ratio mortgage is one in which the borrower borrows more than 80 percent of the real estate security.  In the case of a self-employed borrower, generally those mortgages in which the amount loaned is more than 75 percent of the real estate security are considered to be high-ratio.  Put another way, if your down payment is less than 20 percent of the purchase price (or appraised valuation) of the property, you are considered to be seeking a high-ratio mortgage.

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Planning For Your Financial Future

Jul 16

Planning For Your Financial Future

As much as money is the bane of most people’s existence, you need money to survive. Money keeps a roof over your head, it keeps food on the table, it pays the bills, and it keeps clothes on your back.

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5 Reasons to Invest in Silver

Jul 16

5 Reasons to Invest in Silver

Having enough money to live comfortably is present in nearly everyone’s minds. You are constantly being bombarded with advertisements of things you “need” in your life as well as things you want. Saving money for the future will often take a backseat to the here and now gratification of modern life. Unfortunately, many people fail to save for their future or their retirement until it is too late to have enough to live comfortably. Included here are a few reasons you should take the time, and effort, to invest in silver.

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WHY CANVAS BAGS ARE BEST FOR YOUR BUSINESS

Jul 15

WHY CANVAS BAGS ARE BEST FOR YOUR BUSINESS

Everybody knows that plastic carrier bags are cheap, not overly durable and bad for the environment. Once your customer has returned home the bag is normally tossed into the rubbish. It then lives out the rest of its very long life in toxic landfill.

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5 Ways to Save Money on Delivery Costs

Jul 15

5 Ways to Save Money on Delivery Costs

Whether you are an eBay seller in your spare time, or you run an ecommerce business, delivery costs are a regular expense. While many businesses look at delivery costs as essential expenditure, and few look at efficient ways to make savings, it is possible to cut the cost of packaging, sending parcels, and even posting letters.

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