Do I need flood insurance?

Sep 18

Do I need flood insurance?

As Storm Aileen rages across the country, now may be a timely reminder of the importance of flood insurance.

Flooding is one of the major risks typically included in many standard forms of property insurance – the extent of damage caused by flooding may be considerable and although any claims may generally attract a relatively high excess, home owners, buy to let landlords and property investors as a whole consider it important to have this important line of defence in their arsenal of insurance headings.

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What do you need to know when buying empty property cover?

Sep 14

What do you need to know when buying empty property cover?

Let’s examine some examples of situations that might result in you needing to consider empty property cover.

This is sometimes also known as “unoccupied property insurance” or variations thereof.

Unoccupied and insurance

When you’re letting a property, as a landlord, you’ll want to see it occupied for as high a percentage of the time as possible. That’s all about your income stream.

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Caravan insurance FAQ’s

Sep 13

Caravan insurance FAQ’s

Quite a few questions come up with surprising regularity from people who are new to caravanning.

Here some of those FAQs on the subject of caravan insurance will be dealt with.

Is caravan insurance a legal requirement?

Unfortunately, this has to be one of those infuriating “yes and no” answers!

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Freedom Debt Relief: Our Look at Credit Card Debt by the Numbers

Aug 23

Freedom Debt Relief: Our Look at Credit Card Debt by the Numbers

Nerdwallet conducted an extensive study called, “2016 American Household Credit Card Debt Study.” They found that the average American household with credit card debt had racked up an average balance of $16,425. These numbers are significant to us at Freedom Debt Relief, but you might be wondering what the big deal is.

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The Pros And Cons Of Pawning And Selling Gold Jewellery

Aug 17

The Pros And Cons Of Pawning And Selling Gold Jewellery

Many of us will come across times in our lives when money is tight, and we could do with some quick cash. In these times of need, we often resort to selling or pawning our precious items such as gold jewellery, and valuable electronics, but pawn shops have had some bad press in recent times. There are some unscrupulous pawn shops out there, but there are also many excellent ones that offer fair deals whether you are looking to pawn or sell your valuables. Which method is best will all depend on you individually, and also your circumstances.

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A More Practical Approach to Financial Resolutions

Aug 02

A More Practical Approach to Financial Resolutions

It seems my efforts to wean my daughter off her bad habit of interrupting me whenever she wants to have her say are finally paying-off, just in time too as I recently spotted her staring at me out of the corner of my eye, seemingly not wanting to disturb my deep thought-process. While I was staring into the abyss, it hit me that most of us just aren’t truly practical about the financial resolutions we make.

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Saving Money on Car Insurance

Jun 30

Saving Money on Car Insurance

Insurance is one heck of a racket. Consumers pay millions of dollars each year to protect their things just in case something bad happens. Most often it never does. But they still pay just to be safe because what if it did. Insurance is unfortunately one of life’s necessities. There are ways to make sure you’re getting the best deal on your insurance products.

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