Is it worth applying for a 0% Credit Card? (Part 2 of 2)

Jul 27

Is it worth applying for a 0% Credit Card? (Part 2 of 2)

A 0% credit card essentially means that you are not charged any interest on your purchases for a defined period of time. How long that time period is depends on the credit card company and the deal on offer. Whether getting a 0% credit card is worthwhile or not depends on your unique situation, what you want it for and how well organised you are when it comes to handling money and debt. Done correctly, 0% credit cards can actually save you money. However, if they are used incorrectly, you can land yourself in debt for a number of years.

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Setting A Budget to Get Out of Debt

Jun 15

Setting A Budget to Get Out of Debt

When you’re still young and feeling frisky, spending money you don’t have and buying things you don’t need and can’t afford for some reason seems smart. However when the bills come due and the money dries up the fun has stopped. You need to make a plan to pay off these bills and get out of debt. But what is the best way of doing this? How does one set up a budget to get out of debt?

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Is It Worth Applying for a 0% Credit Card? (1 of 2)

Apr 05

Is It Worth Applying for a 0% Credit Card? (1 of 2)

Yes will always be my answer to this question. There are definitely advantages on getting a 0% credit card. This will help you lighten your financial burden. But just like everything in life, there is a catch. I’d rather give you the awful truth than blind you with false hopes that you can have this free of responsibilities.

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