Why home buyers should think about life insurance

Feb 01

Why home buyers should think about life insurance

There’s a long list of financial considerations people make before purchasing a new home. Eliminating debt, saving for a deposit, budgeting for the mortgage—all are front of mind when entering the property market. Once the purchase has been made, homeowners and contents insurance are viewed as necessary to help protect this asset.

But what about life insurance? If you’re entering the housing market or recently purchased a property, you may want to consider adding a life insurance policy to your financial portfolio.

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6 reasons to use a life insurance broker

Oct 31

6 reasons to use a life insurance broker

Why use a broker to secure life cover? Won’t they add their fee onto the cost of the policy? Will they funnel me towards their preferred provider to maximise commission?

Actually the life insurance industry is heavily regulated in the UK by the Financial Conduct Authority (or FCA) and if you select the right broker, there are many benefits for us consumers.

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Quick guide to surgery insurance

Oct 24

Quick guide to surgery insurance

Here is a quick overview of the main points associated with surgery insurance.

Definitions

There is no universal pre-definition of something called surgery insurance.

Different insurance providers will see the risks and cover required, differently. As a result, it’s important to think about your unique situation and its risks then to look carefully at the cover offered by a policy to see if the two match-up.

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Do You Have Adequate Home Insurance Protection?

Oct 10

Do You Have Adequate Home Insurance Protection?

Your home is your biggest asset and you must protect it from adversities. It becomes important for you to get your home insurance coverage reviewed every year just to ensure proper protection for your home. Your home insurance coverage must begin with any replacement cost policy that fends for your overall home replacement cost in the event of a loss.

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Can You Find Expat Health Insurance to Cover Pre-Existing Conditions?

Sep 22

Can You Find Expat Health Insurance to Cover Pre-Existing Conditions?

Comprehensive health insurance is certainly a necessity when you become an expat, regardless of the country you end up calling home. Unfortunately, many potential expats struggle to make their dreams of living abroad come true simply because of concerns surrounding pre-existing medical conditions.

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Do I need flood insurance?

Sep 18

Do I need flood insurance?

As Storm Aileen rages across the country, now may be a timely reminder of the importance of flood insurance.

Flooding is one of the major risks typically included in many standard forms of property insurance – the extent of damage caused by flooding may be considerable and although any claims may generally attract a relatively high excess, home owners, buy to let landlords and property investors as a whole consider it important to have this important line of defence in their arsenal of insurance headings.

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