What’s the Cost of Loans in Different Parts of Europe?

Jul 27

What’s the Cost of Loans in Different Parts of Europe?

When the European Union was founded in 1993, the continent took a massive step forwards toward unifying its political and financial systems. Today, there are only a few key differences in the economies of the European Union member states – and the common currency has tied Europe together like nothing else could. Even so, differences in the local economies of EU members leads to varying loan rates in each nation.

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Be a smart shopper

Jul 21

Be a smart shopper

It’s a widely known and accepted fact that the economy has been on a roller-coaster ride over the past few years. The inflation rates are huge with the prices for everything going up by the day. That holds true for stuff that we use daily like our groceries, toiletries, kids products etc.

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Care in the home and independence

Jul 13

Care in the home and independence

With a rapidly aging population and a shortfall in accommodation many people are concerned about housing options in later years. They will want to make sure they are safe in their property and will receive care, if necessary

 

Care and support in the home

 

Whether you are in your own home and need Orwell Housing Care Services to come to visit you on a daily basis or you are looking for somewhere that is going to offer you safety, then a housing association should be the first organisation on your list. The care and support that is on offer can be tailored around you and your needs; it may just be someone coming to visit you regularly to administer medication and help with your daily needs or permanent assisted housing.

 

Helping the elderly

 

As the population grows so does the number of older people in our society. There are an estimated 10 million people over 65 in the UK today and it is estimated that this number will double by 2050. Better medical procedures and new drugs means everyone is living longer. The need for better care in the community is being met by housing associations across the country. Many older people have lived in their own home for many years; therefore to look after them at home makes life easier and more comfortable for the person needing care.

 

Supported housing and meeting friends

 

There are many different types of housing available for people with varying needs; it is estimated that there are 1.5 million people in the UK with learning disabilities many of who lead normal lives and hold down a job. One way for people to be cared for is in a sheltered housing scheme where they can be reassured of meeting new friends and also know they will be looked after by professional carers.

 

Helping the homeless or abused

 

If you are facing homelessness or are already alone and desperate then Temporary Supported Housing (TSH) may be the answer to your problems. Many housing associations provide short-term help to those who have become homeless or have suffered some form of abuse. Figures released in 2013 shows that 34,080 households with children were classed as homeless and 76,790 families were also living in temporary accommodation. If you find yourself in a sheltered housing scheme you will be given help from dedicated staff and given the opportunity to move forward with your life.

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The Top 5 German Brokers

Jul 11

The Top 5 German Brokers

Binary option trading has become very popular in Germany in recent years. This is due to the wide range of benefits that binary options offers including simplicity, opportunity for leverage and the ability to trade multiple markets from a single account. Here we will look at five of the best binary option brokers in Germany.

#1 BDSwiss (Banc De Swiss) Click Here

Banc de Swiss is one of the largest binary options brokering platforms in Germany. The site offers a generous 25 Euro free bonus for every new customer. Banc de Swiss offers both the German and English interface which makes it suitable for most European customers. Banc de Swiss uses an entirely web-based interface which means they do not need to download any software in order to use the brokerage. This broker offers a good selection of binary options including stocks, currencies, commodities, and indices. In total there are 14 different currency pairs, 7 commodities, 26 stocks and 25 indices.  For more information see a full BDswiss review here.

#2 Bloombex Options

Bloombex Options provided by the option trading with up to 85% payouts. Bloombex provided binary option trading or currencies, stocks, commodities and indices. Customer service at Bloombex is excellent with a 24/7 support center available. Bloombex also provides an educational centre where new traders can learn how to trade at binary options.

#3 Capital Options

Capital Option was established in 2011 and is the brand name for Trademarker Cyprus Ltd. Capital One offers a number of different trading strategies including one touch, 60 seconds and ladders. Unlike many other binary option brokers there is also a long-term trades available. One of the best features of Capital Option is the education center where there is video on demand, a binary options trading e-book and daily analysis of the market. You can also choose to join webinars where you can learn more about binary options trading.

#4 NRG Binary

NRG offers 75% payouts with standard binary option trades and up to 500% payouts with one touch options. NRG Binary has live streaming of market data so that users can keep up to date with the latest trading information. NRG Binary has a video courses available where binary trading experts teach beginners how to properly trade using binary options.

#5 LBinary

LBinary is a 100% web-based binary options trading platform. Each trader who joins LBinary is assigned their own account manager. This account managers are selected based on the traders language and geographical location. Customer support is also available 24 hours a day seven days a week through telephone, email and live chat. Lbinary. There is $100 bonus every time one of their customers referred as a friend to the binary options trading platform. Lbinary as an excellent range of binary options including stocks, commodities, indices and currencies. Among their stock options included major companies such as Apple, Coca-Cola, Gazprom and Nissan Motor.

For a List of Top German Brokers have a look here!

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Best Ways to Invest in 2014

Jul 10

Best Ways to Invest in 2014

There are plenty of reasons to invest this year. For a start, the economic and fiscal conditions look to be ripening. There are few fears of a ‘fiscal cliff’ in the United States in 2014 while the financial difficulties of the past few years in parts of Europe and in Japan appear to be receding. In addition, there is added impetus to invest. Today’s generation are unlikely to benefit from the same generous pensions that their parents will enjoy. So, if you are looking to invest, consider some of the following options.

  • Undervalued, global brands

The world is of course becoming a much bigger market than it has ever been. As a result, a good way to protect yourself from the financial pitfalls of a single economy or currency is to invest in companies which have a significant presence across the globe. If you can reduce the local exposure of your investments then they are likely to remain more stable. Of course, there are plenty of global brand stocks to choose from. However, two ideas are Adidas and tobacco giant Philip Morris International, which is tipped by some pundits for good things this year.

  • Emerging markets

This might initially appear to contradict the previous point. Experts have been promoting the virtues of investing in the likes of India, Brazil and Korea, so-called emerging markets for some time now. These are growing economies and the International Monetary Fund estimates that they will grow at two or three times the rate of the United States. The results in emerging markets haven’t been as positive as some expected over recent years, but some commentators believe that now is the right time to invest. Stocks in these markets appear to be generously valued although it is wise not to invest in a single currency fund. At any rate, emerging markets provide some important diversity to more standard investments.

  • Binary options

Often considered to be an ‘exotic’ investment, binary options are not only popular but actually a pretty safe way to invest. In truth when you use binary options, you never actually purchase a stock, commodity or currency. Instead, you invest in the option of whether such an investment will increase or decrease in value over a chosen period of time. Because the extent of the fluctuation doesn’t matter, only the direction of market movement, the risks are simple to calculate. There are also plenty of online platforms which make the whole experience easy to manage.

  • Tracker options

While we’re on the subject of easy to handle investments, if selecting specific stocks is a bit too much hard work, then it is certainly worth considering a tracker option. It does not require knowledge of specific companies or intensive management. Instead, if you invest in say a FTSE 100 tracker fund, then your investment will be spread over all 100 companies. As a result, if the FTSE 100 increases in value, so does your investment. The only thing to look out for is to make sure that your tracker fund doesn’t levy a significant additional management charge.

  • Specific stocks

Of course, you may well feel that you want to ‘get your hands dirty’ by investing in some specific stocks. You will find that everyone provides different advice on individual companies. However, there are some guidelines to bear in mind. It may be worth focusing your investment in some specific industry areas. If you develop expertise in these areas, it will stand you in good stead. If you do invest in specific stocks, then keep an eye out for the company’s cash flow, not just their profits.

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