Do you buy a lottery ticket every week? Most of us do don’t’ we, and then we dream about all the things that we would do if money were no object. That big mansion with the swimming pool and outdoor tennis courts. The Porsche in the 2-car garage, maybe with a top of the range BMW alongside it. Of course, one would be a convertible for the days when the sun shines. Then there’s the holiday abroad – at least three times a year, including skiing in the French Alps. Our wardrobes would be bursting with the latest clothes to hit the shelves, a monthly shopping trip would take us to Harrods and our kids would get toys from Hamleys. But would we really be happy, even then?