July 2012 – A good month – a few sucesses and progress is being made £16,120 PAID OFF!

Jul 30

I am in a lucky position in some ways. As I mentioned in my original post, my parents are currently covering the rent that I should be paying to them. My dad is wonderful with money; he was the one that put me on to this site years ago. He has sorted my parents finances out no end but unfortunately they are steadily falling back into uncomfortable territory because of me.

Read More

Paying safely on the internet

Jul 30

Paying safely on the internet

Is it just me that is concerned about making payments online anymore?  The internet has opened new doors for all sorts of business and I sometimes feel like that there are people out there looking at my details that I shouldn’t really be letting!  Companies are able to reach more and more clients thanks to search engines and online shops and they can promote their products and services on third party websites and social networks. I’ve just got a feeling that the internet has also made it possible for fraudsters to find more victims. Many clients don’t feel safe when paying online with their credit card since they have heard of new cases of fraud so many times already.  In this post I’m just looking at the best ways that we can make payments online to keep our money secure.

Read More

Is it worth applying for a 0% Credit Card? (Part 2 of 2)

Jul 27

Is it worth applying for a 0% Credit Card? (Part 2 of 2)

A 0% credit card essentially means that you are not charged any interest on your purchases for a defined period of time. How long that time period is depends on the credit card company and the deal on offer. Whether getting a 0% credit card is worthwhile or not depends on your unique situation, what you want it for and how well organised you are when it comes to handling money and debt. Done correctly, 0% credit cards can actually save you money. However, if they are used incorrectly, you can land yourself in debt for a number of years.

Read More

How my Dad’s early retirement impacted the WHOLE family

Jul 19

How my Dad’s early retirement impacted the WHOLE family

When I was 22, my father – a first class officer in the Navy – retired.  He didn’t consult my Mum, and he certainly didn’t mention it to me or Sarah (my Sister).  And why should he?  It’s his life right?

But that’s the thing, we are a family and the actions of one impact on the others – regardless.  I took a job on at College, Mum had to work extra and so did Sarah.

Read More

Saving money… To buy followers?

Jul 16

Saving money… To buy followers?

My site has been going for around six months, I have 439 Facebook followers and I don’t do twitter yet (I don’t get it).

Social media is a tricky thing, There are services out there like buyinstagramfollowers.co.uk and buyfollowerstwitter.co.uk that offer clever ways of boosting your social profile, but to get there we will have to save a little more first.

Read More